Home >> About >> Interest Rates
| Head of Loans/Advances Rate of Interest(%) | Rate of Interest(%) |
|---|---|
| KCC | |
| Kisan Credit Cards – own Tenanat farmers – All Other | |
| Upto 3 Lakh during interest subvention | 7% |
| Upto 3 lakh after subvention period | 13% |
| Above 3 Lakh | 13% |
| Crops & KCC AH & KCC Fisheries , ornamental nursery | |
| Fisheries > 2 lakhs | 11% |
| Ornamental Nursery > 3 lakhs | 11% (for animal husbandry and fisheries subvention upto 2.00 lakh, for remaining all loans Subvention is upto 3.00 lakh) |
| MSME | |
| MSME Loans With CGTMSE Coverage | 12% |
| MSME Loans With out CGTMSE Coverage | 11% |
| PM VISWAKARMA | 13% |
| LAKPATHI DIDHI | 12% |
| Housing Loan | |
| CIBIL Credit Vision Score: | |
| >=800 | 8.00% |
| 750 to < 800 | 8.25% |
| 700 to < 749 | 8.50% |
| 650 to < 699 | 9.00% |
| New to Credit(-1 score) or 101-200 | 8.50% |
| Others | 9.50% |
| Property Loan | |
| CIBIL Credit Vision Score: | |
| >=750 | 11% |
| 700-749(Card Rate) | 11.25% |
| below 700 | 11.75% |
| New to Credit(-1 score)or 101-200 | 11.25% |
| Gold Loan | |
| All types of Agricultural Gold Loans | 9.75% |
| Non – Agricultural Gold Loans | 10% |